Insuring a quick beetle (UK)
Neil Davies:
Quote from: spoolin70 on May 17, 2020, 19:38:40 pm
Neil - can you not stamp/engrave your case and change your V5 accordingly ?
My last engine used a new case and was engraved by the engine builder with his name and number he'd built.
I could, I suppose, but as I've still got the engine that is on the v5, I've not worried too much. Next time I scrap a case off I'll use that number as it could be considered a replacement part.
H67bug:
Quote from: andy198712 on May 09, 2020, 22:21:48 pm
That’s all very promising thanks :)
Doesn’t sound too bad, I’ll have to ring around those companies.
God knows what my value would be, mines rough looking cosmetically.
I guess I need to adjust the V5 to the engine size and number of we’re going fully legit here too.... other wise that could catch me out.
I have a friend to always declares everything on every vehicle, non standard wheels, remaps ect. I used to think he was silly but the older I get..... ::)
When my beetle caught fire, the first question from the insurance company was about modifications. I listed them, they told me I wasn’t insured. It took me 4 hours of misery to prove that I had listed them when I first insured, they hadn’t carried forward the records when renewed and they were never listed on the policy for me to spot, just the engine size. They then sent someone to check the modifications. They paid in the end, gave some cash back by way of apology but it was clear what their intention was. Had I not kept all records, they would have left me uninsured.
Worth listing everything and keeping a record, just in case. This was RH Insurance as a broker and now under Hiscox, a modified specialist.
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leec:
What a nightmare that must have been.
It is definitely what they try to do, avoid paying out. A good friend of mine from school had a job with a local insurance firm (large company) and his job was to investigate claims for loop holes to get out of paying! Unfortunately he was very good at it ;D
Bruce:
Quote from: leec on May 23, 2020, 10:43:35 am
A good friend of mine from school had a job with a local insurance firm (large company) and his job was to investigate claims for loop holes to get out of paying! Unfortunately he was very good at it
I knew a guy who worked as a consultant for the insurance co on theft claims where the car was burnt. If the insurance co suspected something fishy, they'd send the car to the consultant. He's pull the remains of the engine out and take it apart to find blown timing belts and all bent valves. Or a grinaded gearbox. It was always interesting to hear about his latest project.
Iryanu:
I use classicline, £155 agreed value £10k unlimited mileage (HAHAHA), breakdown etc. Everything declared 2.2 litre etc.
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